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Monthly Planner
Tips for creating your own budget planner for your expenses
A budget planner for your home can help you in monitoring the expenses and organizing it. It can be customized to match your personal needs and any other specific expenses. It is possible for anybody to create your own planner for your family. You have to spend few minutes daily for making the planner a success.
All you need is a computer which has Microsoft Excel in it. To begin with you should decide whether you want a planner for monitoring one week's expenses or monthly or yearly expenses. It is better to start with a monthly planner since you need to know where your hard earned money goes. After opening the excel spread sheet include columns for each household expenses such as house rent, school fees, insurance, equated monthly installments for the loan taken, and any other expenses which are fixed for each month. Include separate column for entering telephone bill, electricity bill, and grocery expenses which may vary each month. Make columns for your personal needs such as cigarette, coffee, work lunches, daycare fees, and other personal expenses in your budget planner. Also include entertainment column at one end of the spread sheet for writing money spent on movies, going out for dinner, subscription fees, club membership fees, and planning for vacation. Always make a separate column for vacation so that it is possible for you to have a holiday without having to borrow money. Each month allot some amount separately for planning a monthly holiday or yearly trip depending on your income.
By adding the values entered in each column you can get idea how much money is spent on each head of expenditure for a week or a month. It is possible for you to control the expenses if you feel that you are spending too much amount on lunch and tobacco. Include separate columns for long term savings such as buying a bike or car and allot some amount from your income each month. Create separate column at the extreme left and enter your income and the income of your spouse. You can see the difference of income and expenses by adding each column. You can also have a projected figure of household expenses or yearly savings by creating a budget planner.
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Why planner recall for student planner?
I bought a planner at walmart and its apparently being recalled. does anyone know why? Its a 2010-2011 weekly and monthly student planner by plan ahead. It has student resources section in the back. Thanks!
The same thing happened to us TODAY. I'm livid. It's lame to be pissed about a planner, but I am. I've been using that planner for five years now. Why did they recall it??
Tong Shu Monthly Planner 2011 (Metallic Blue Cover)