 |
 Kensington 62663 Guardian Premium Surge Protector 8 Outlets 5 $158.99 Time Remaining: 16d 18h 57m Buy It Now for only: $158.99 |
 Kensington 62134 Guardian Premium Plus Surge Protector 6 Outlets 5 $88.99 Time Remaining: 16d 18h 53m Buy It Now for only: $88.99 |
 Kensington 62662 Guardian Premium Surge Protector 7 Outlets 5 $82.99 Time Remaining: 16d 18h 56m Buy It Now for only: $82.99 |
 Guardian Premium Plus Surge Protector 6 Outlets 6ft Cord $12.99 Time Remaining: 11d 15h 55m Buy It Now for only: $12.99 |
 Guardian Premium Surge Protector 7 Outlets 6ft Cord $13.99 Time Remaining: 11d 15h 13m Buy It Now for only: $13.99 |
 Guardian Premium Surge Protector 7 Outlets 6ft Cord $13.99 Time Remaining: 11d 15h 50m Buy It Now for only: $13.99 |
 Guardian Premium Surge Protector 8 Outlets 6ft Cord $22.99 Time Remaining: 11d 13h 16m Buy It Now for only: $22.99 |
 Guardian Premium Surge Protector 8 Outlets 6ft Cord $20.99 Time Remaining: 11d 16h 11m Buy It Now for only: $20.99 |
Guardian Premium
Children Life Insurance: A Must Have!
In today's competitive world, providing best education to the children has become the top priority of all parents. To give the highest quality education possible, the parents need to spend huge amounts in education fee. There are numerous child insurance policies to meet the differential needs of demanding clients (usually parents or guardians).
Factors to be considered while taking Children Insurance Policy:
1) Make an approximate estimate of the funds you require for child education or marriage. With this information handy, you will be correctly able to decide the regular premium allocation required and the duration of your child's life insurance.
2)Find out about additional benefits like health insurance, accident cover etc.
Compare the annual premium charged and returns offered by various child insurance India plans of different insurance companies.
3) Make sure to ensure your life rather than the child's. Also, it is beneficial to by an insurance policy that has a built in clause about waiver of future premiums in case of death of the insured (parent). This will guarantee that the policy continues no matter what and your child receives an assured sum at maturity.
4) Check the past performance record of the company you are purchasing child insurance from.
It is always advisable to buy the policy in the parent's name rather than the child's, since the child any way has no dependents. Still if you plan to take a policy in the child's name, make sure that it is a premium waiver policy in case of death of the parent. This way your child will not shoulder the burden of regular premium payments and continue to reap the life insurance policy benefits.
5) Life insurance policies generally attract tax benefits. Find out if the policy you are considering has any such advantages.
Benefits of a Child Life Insurance India Plan:
- Due to competitive pricing child insurance plans are no longer unaffordable.
- These plans also give you the flexibility to choose according to your financial status and perceived monetary goals. The premium rate can also be negotiated as per your interest.
- After the maturity period, the sum assured and the guaranteed participating amount is given to the parent or the guardian. In case of an early death of the parent, the child is entitled to all the benefits of the plan (if the rider for the premium waiver is attached to the policy).
- Most of the insurance companies in India have an inbuilt premium waiver feature. It keeps your policy in force even if some of the premiums are not paid due to varied reasons. In case your insurance company does not offer this feature then it is advisable to take a separate rider for the same.
- · Income tax benefits that can be availed include an exemption on maturity/death claim proceeds under Section 10(10D) and deduction from income for the payment of life insurance premium under Sec. 80(C).
Child insurance is a fantastic financial investment planning tool for child education / marriage / unforeseen expenses. It helps meet the child's monetary needs and provides security in the form of a life insurance policy.
About the Author
There are many life insurance companies in India. These life insurance companies provide different types of Life Insurance policies. For financial investment planning most people prefer ULIP plans and the ULIP plans are better because it combines regular insurance policy with child education, pension plan & other benefits.
Are these good specs for a gaming PC?
CPU - Intel Core i5 760 Processor LGA1156 2.80GHz 8MB Cache CPU
MOBO - ASRock X58 ExTreme LGA1366 X58 6D3 RAID
GPU - Gigabyte GF GTX460 1G OC DDR5 2xDualLinkDVI miniHDMI
HDD - Samsung 1TB Spinpoint F3 SATA II 7200RPM 32M
DVD - Samsung 22X DVDRW Black SATA (SH-S223C-BL)
RAM - Corsair TW3X4G1333C9A 4GB (2x XMS3 2GB) PC-10600 (1333MHz) DDR3 (2x2GB)
OS - Microsoft Windows 7 Home Premium 64bit OEM
PSU - Thermaltake Litepower 700W ATX PSU
CASE - NZXT Guardian 921 Black Case
Monitor - Acer G225HQBD 22 Wide LCD 21.5 50K:1 5ms 1080P
Total Price = $1194.70
I have changed the motherboard to a Gigabyte GA-H55-UD3H MB
Now how will it handle gaming?
I think it's decent. Not the top ultimate but it does the job.
Let's Play World of Warcraft (Short) - Winged Guardians, Away!